Blog Archives

Positive Results Continue for Home Ownership Pilot Programs

home ownership logoFinancial incentives offered through the NCK Home Ownership Pilot Program’s 2019 expansion to Ellsworth and Lincoln counties assisted in the purchase of 10 homes in Ellsworth County, 6 homes in Lincoln County and 1 in Mitchell County.

The program officially expanded to Ellsworth and Lincoln counties in June 2019. It assisted home buyers with down payment and closing cost assistance. The total value of the 17 homes was $1.4 million, with $204,000 coming from the pilot program.

The NCRPC administered the program offered by its new housing non-profit, NCK Housing Opportunities, Inc. The non-profit serves Cloud, Ellsworth, Jewell, Lincoln, Mitchell, Ottawa, Republic, and Saline Counties. An award from the Dane G. Hansen Foundation of Logan, Kansas, assisted in the creation of the loan and grant pool, along with a donation from the NCKCN NCK Business Development Fund.

Of the home buyers who used the pilot programs in each county, 41% reported taking a new job in the last 12 months and 44% reported the program was a factor in their decision to take the job. In addition, 64% bought their first home. Results also indicated that 45% of new residents who moved to their community within the last 12 months were between 30 and 49 years of age. According to research by University of Minnesota Extension Educator Ben Winchester, this average age group is the most likely to move to a rural area.

Similar pilot programs have been completed in the City of Marysville and Cloud and Mitchell Counties. Another pilot began in Dickinson County in March. Additional pilot programs are scheduled to launch in Ottawa and Republic Counties in late April. Learn more about the Home Ownership program.

This article appeared in the March 2020 NCRPC Newsletter.



NCKCN Expands to New Location

nckcn logoThe North Central Kansas Community Network (NCKCN) is expanding! NCKCN now provides its fixed wireless Internet service to residents and businesses in another great rural community: Scandia, KS.

NCKCN is an Internet service provider that was originally formed in 1995 to help connect communities that were underserved by cable or fiber. Today, it continues to adapt and grow to meet the changing technology demands in North Central Kansas. NCKCN is a 501(c)3 non-profit affiliate of the NCRPC.

With speeds up to 50Mbps, wireless Internet customers are able to stream movies, watch ball games, play online games, or run a business with ease. Scandia is the tenth location in the growing list of NCKCN wireless Internet communities. Other locations include Ada, Belleville, Beloit, Clyde, Concordia, Jewell, Lincoln, Mankato and Minneapolis.

NCKCN also offers 16 NCK-WiFi hotspot locations distributed throughout seven communities. NCK-WiFi, is a partnership of NCKCN and Cunningham Telephone & Cable (CTC).

See the latest NCK-WiFi locations and learn more about NCKCN here.

This article appeared in the March 2020 NCRPC Newsletter.



Resources in Response to COVID-19

The North Central Regional Planning Commission is working hard to ensure current programs continue to operate as seamlessly as possible during this time. Recognizing the impact of Coronavirus (COVID-19) on individuals and businesses in the region, this resource page is intended to provide helpful information. It will be updated as needed.

Business Financial Resources

NCK Business Relief Loan Fund - RLF
The North Central Kansas Business Relief Loan Program provides loans to for-profit businesses adversely impacted by the COVID-19 Pandemic to help preserve businesses and jobs. Eligible counties include Clay, Cloud, Dickinson, Ellsworth, Jewell, Lincoln, Marshall, Mitchell, Ottawa, Republic, Saline, and Washington County, Kansas. The program provides up to $50,000 per job being created/retained up to $150,000 maximum loan amount with $10,000 minimum loan amount (subject to availability of funds).

More Information: See all eligibility requirements and learn more at the NCK Business Relief Loan Fund web page.

Innovation Stimulus Program
The Technology Development Institute at Kansas State University is offering the Innovation Stimulus Program as a result of CARES funding provided by the U.S. Economic Development Administration. The program offers existing businesses or entrepreneurs who have been adversely impacted by COVID-19 the ability to apply for no cost engineering and business development assistance. The program provides up to $150,000 worth of services with a project cap of $20,000 for any single project.

Examples of projects which could fit within the program would be:

  • Design, engineering or prototyping of new concepts
  • Creation of SolidWorks models
  • Creation of production drawings or other manufacturing documentation
  • Conducting preliminary customer/market research
  • Conducting preliminary intellectual property research
  • Creation of websites or marketing materials
  • Other areas of technical support as needed

More Information: Learn more and apply at the Technology Development Institute (TDI) website.

USDA Business and Industry CARES Act Program (BICAP)
This program makes available up to $1 billion in loan guarantees to help rural businesses meet their working capital needs during the COVID-19 pandemic. It also may assist agricultural producers that are not eligible for USDA Farm Service Agency loans.

Program Highlights:

  • Bank loan guaranteed 90% by USDA
  • Business located in community under 50k in population
  • Use of proceeds:  Operating capital, inventory, and ongoing debt service
  • Maximum loan amount based on 12 months operating capital less PPP award and EIDL grant/loan (up to $25 million)
  • Interest rate set by bank
  • Term up to 10 years
  • Payment deferral for 12 months, but interest will accrue.
  • $1 for $1 market value collateral coverage
  • Personal guaranty

More Information: View the Fact Sheet and learn more at the USDA Rural Development website.

U.S. Small Business Administration Economic Injury Disaster Loans and Loan Advance
Eligible small businesses and agricultural businesses may apply for an Economic Injury Disaster Loan (EIDL) Advance of up to $10,000. This advance is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue due to the COVID-19 pandemic. SBA resumed processing EIDL applications that were submitted before the portal stopped accepting new applications on April 15 and will be processing those applications on a first-come, first-served basis. On June 15, SBA began accepting new EIDL and EIDL Advance applications from qualified small businesses and U.S. agricultural businesses.

More Information: View the Fact Sheet for the U.S. Small Business Administration Economic Injury Disaster Loans. Applicants may apply online, receive additional disaster assistance information and download applications from the SBA.

U.S. Small Business Administration Paycheck Protection Program* (Funds currently Depleted)
*The program closed August 8, 2020.

The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. SBA will forgive loans if all employee retention criteria are met, and the funds are used for eligible expenses.

More Information: Additional information is available from the SBA.

Kansas Small Business Development Center Resources
Additional small business resources, including free training webinars and information on financial assistance, are listed at the Kansas Small Business Development Center.

Housing Resources

Kansas Eviction Prevention Program (KEPP)
The Kansas Eviction Prevention Program (KEPP) provides rental assistance to households that have missed one or more rent payment(s) as a result of the COVID pandemic. Landlords and tenants apply via a joint online process. If the application is approved, the landlord receives rental assistance funds directly from KEPP, applies KEPP funds to the tenant’s account, and waives late fees for the month(s) assistance was awarded. Approved tenants are eligible for a maximum of nine months of assistance, not to exceed $5,000 per household.

Program funds are limited and applications are being processed in the order they are received.

More information is available from the Kansas Housing Resources Corporation (KHRC).

Technology Resources

NCKCN Assistance
NCKCN, a NCRPC affiliate, is offering a virtual helping hand to those in need as much as they possibly can during these uncertain times. For those working remotely and those attending classes online from home due to recent events, NCKCN would like to announce that they will be handing out (on a very limited supply and donated “AS IS”) computers to those who need them. NCKCN is also increasing their customer’s Internet speeds who are currently receiving 6Mbps or lower at no additional cost. These are only a couple things NCKCN is doing to help out their local communities. Learn more at NCKCN.

Information from Official Sources

 



Operations Update

To our Partners, Clients and Friends,

The NCRPC offices will be closed beginning March 18 as a precaution to help prevent the spread of COVID-19. Staff will be working remotely during this time. Please know that while our office may be closed, we are still hard at work and staff will be responding via email. If you are seeking assistance while our office is closed and are not sure who to contact, please email us at ncrpcteam@nckcn.com and the appropriate person will be in touch.

We are grateful for technology that allows our staff to continue serving the needs of Kansans in North Central Kansas and beyond. We are also grateful for the efforts of everyone working to keep our communities healthy and safe. As we monitor the situation, we will continue to look to our local health departments, the Kansas Department of Health and Environment and the CDC for guidance.

These are trying and uncertain times. Thank you for your patience as we do our part to keep North Central Kansas safe and healthy!


Resources

We will be updating a list of resources as they are made available.

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Rural Voices 2019-2020 Winners Announced

Rural Voices Youth Contest logo Congratulations to the 2019-2020 Rural Voices winners!

Jake Toole, Washington County High School

Julisa Wolf, Ell-Saline High School

The NCRPC sponsors the Rural Voices Youth Contest each year to engage high school seniors in North Central Kansas in thoughtful reflection on rural Kansas and to promote a discussion among citizens based on their insights. The 2019-2020 theme was “Rural Kansas…Rural by Choice.” Read the winning entries below.


The Reasons to Choose Rural Living

By Jake Toole

I’ve lived in Washington, Kansas nearly all of my life. It’s a nice little town with a population of around one thousand people. My parents made the choice to move to a small town when I was young because they believed I would benefit from rural living. Why did they make that choice when so many others do not? I believe the answer is that so many do not know what they are missing. To help new families choose rural life we must help them understand the benefits of rural living, we must show them that jobs can be found and created in our area, and we must persuade them that small-town life is the right choice for their children.

There are many benefits to rural living. All of my friends live within bike-riding distance of me. I know everyone in town, (or at least my parents do). I grew up with the benefits of having a yard – and so did every other kid in town, whether rich or poor (which, on a side note, means plenty of potential customers for my teenage mowing business). Plus we have large public parks, ball diamonds, and open areas to take advantage of. And if more space is needed, there’s always a friend’s farm to go hang out at or the state lake just down the road to have some good outdoor fun. My grandparents live “out of town” which is less than a 5-minute drive from my “in town” home. I can pop out anytime and be outside city limits, giving me a chance to let our dog run free, to practice target shooting or shoot fireworks in the summer at a moment’s notice. I can also drive to the grocery store, the gas station, or the pharmacy and be back home in less than 5 minutes. There is no such thing as traffic and no time is wasted sitting in rush hour on the way to work every day. Although time is often added to a “quick” trip because you run into someone who wants to ask about your latest endeavor at school or inquire if your grandpa got over his cold or if your Mom is enjoying her new flowers at the house. That’s what makes rural life so great – it is truly a community – a place where we have common interests, goals, and love for our shared lives.

Unfortunately promoting rural living has one big challenge: jobs, or rather the lack thereof. Young couples need the assurance of good jobs and who can blame them with student loans to repay, small children to care for and long-term savings to consider. According to the United States Census Bureau’s American Community Survey, the largest employment sector in Washington County is agriculture, the next largest is education and healthcare, and third is retail trade. According to Data USA, the number of employees in Washington County has declined by 1.55 percent from 2016 to 2017. While the job situation for our county may not look too bright, there are other options. Washington, Kansas, is about a half-hour away from several larger towns: Marysville to the east, Belleville to the west, Clay Center to the south, and Fairbury to the north. Although none of these towns are large by most standards, each has many more job opportunities both for blue-collar workers and for those with higher education. My father is a CPA and makes the twenty-minute commute every day to his accounting firm job in Marysville. This short commute, compared to 45 minutes in rush hour traffic, is a much more viable option for a young couple in need of a well-paying job. Allowing them to experience small-town life while working in a larger town. However, the commuter’s life is not the only option. Washington County is ripe with entrepreneurial opportunities. Our town has many small businesses that provide goods and services. If the service is needed a business can survive and thrive. One example is the hair salon industry – we have six independent hair salon businesses in our small town. Everyone needs to get their hair done. We have a family-owned grocery store that’s been serving our community for generations. There are also many stores around the area that provide services and supplies for farmers. These businesses also draw in customers from the rest of the county and beyond, helping to boost the local economy. Although these small businesses may not have a large customer base, they DO have very little competition. Entrepreneurs have a great opportunity to find a niche and focus on building a business, instead of undercutting the competition.

So how can we attract people to our community so they can experience all these benefits? I believe the answer lies in my parent’s example. My mother grew up in the same small town we live in now. When I was two years old, my parents agreed that sending me to a massive city school with class sizes of five-hundred or more was not what they wanted for me. They wanted me to know my classmates and to develop friendships with them over the years of my schooling. They wanted me to be well rounded by being involved in a variety of things in school. And most of all they wanted me to be an actual person to my teachers, instead of just another name to get to know for one year and then never really see again. All of this was possible when my parents decided to move to my mother’s hometown of Washington, Kansas. I’ve known my classmates since kindergarten. My grade school teachers still cheer me on at my high school cross country meets. I participate in band, chorus, art, forensics, scholar bowl, track and more. THIS is how we appeal to young couples – through their children. People will make the hard choices to move, to try new jobs, to leave malls, movie theatres, and sporting arenas if it means something better for their children. Let’s show them the opportunities that exist for their children in our small towns – to have a yard, to ride a bike in town, to know their neighbors, to walk a dog down the street. Let’s show them the opportunities for their children in our schools. The opportunities to truly know their classmates and teachers. The opportunities to allow their children to dip their toes into a variety of fields and activities, so they might truly find what they want to pursue. But how can we spread the word of all these great opportunities for small town living? I propose we advertise where the young couples are. Facebook ads are a great way to promote rural living as they can be targeted by age and location and are relatively cheap. I also propose radio advertising in large, metropolitan areas during rush hour traffic. What better time to convince listeners of the beauty of wide open spaces and a simpler life, than while they are sitting in a traffic jam on their way to work?

Obviously, rural living isn’t for everyone. But I believe that if more people knew all the benefits of small-town life for themselves and for their children, they would live rural by choice and never look back.


Rural Voices Youth Contest

By Julisa Wolf

When we, as teenagers, leave our homes to pursue our future careers in college or begin our time in the workforce, we tend to forget where our lives truly began. I believe that as we grow older, we reflect on all that we have accomplished and achieved. We ponder the great things we have received. We may have financial security, or we may also be well endowed with numerous items that show how wealthy we are. We may be recognized and revered by the community we live in. One might say that we are living our best lives. However, all of this fortune, comfort, and recognition means nothing, because there is a void inside ourselves that cannot be filled with tangible items. There is something that is missing, but we try not to pay attention and instead ignore it. We think that our money and considerable success will aid us in forgetting or ignoring the void, but it will always be there, until a change is made.

Over the course of my high school career, I have had the opportunity to hear some incredibly powerful stories of how people have managed to find their way back home to pursue their dreams where they grew up. I have been able to actively sit and listen to their vivid descriptions of how they got to their starting point that inevitably led them to their hometown. These deep and emotional narratives have impacted my life significantly.

A teacher of mine, we’ll call him Mr. Lyn, shared his story with our class. I looked forward to hearing his story because I thought of him as ancient and sage, for he was always willing to share his experiences so that others could learn from him. Mr. Lyn began his story by describing how successful he felt for graduating high school. Not long after, he moved away from his hometown to pursue a career in agriculture at a four-year university. Obtaining an agriculture degree was a dream he wanted to achieve since he was a young boy. Mr. Lyn’s ultimate goal was to make a difference somewhere by impacting the people around him to be better versions of themselves. He described his love for the experience he had and that he would most certainly do it again if given the opportunity. Nevertheless, he also shared that while he was gone, he felt alone and stressed. There was something inside him that just didn’t sit right. It was like a prickling on the back of his neck, a constant discomfort that never seemed to go away.

While in college, Mr. Lyn decided to further his passion for agriculture by becoming an educator because he wanted to share this passion of his with the younger generation. After graduating, he soon got a few jobs teaching around the state, but he still maintained close ties with the university he had attended. He was a very well liked man who was easily recognizable. His life was full of prosperous blessings, but still, despite all the attention he received, he could not stray away from the loneliness that burrowed in his heart and mind. Mr. Lyn wondered whether he needed to look at the world from different places. He thought to himself, perhaps this will fill his void? Maybe afterwards he would feel better and be able to continue, so he took on traveling. Although he had plenty of company and was genuinely enjoying himself around different countries, the sadness continued. He began to think that perhaps this wasn’t his purpose in life. All of the knowledge he had gained in school, all of the experiments and beautiful things done in college, he could no longer do. Every place he would travel to did not feel right for him. It was as though he did not fit in. Shortly after, he received disturbing news that his father was gravely ill. He returned home…only to bury him.

A few years after his father’s passing, he had an epiphany–he was no longer depressed. During these short years, he was hired at his alma mater, the very same place he graduated high school. He was teaching what he loved most–agriculture. He was given the opportunity to teach diverse students from ethnic backgrounds and learn both with and about them. Although Mr. Lyn returned home for unexpected and world-shattering reasons, there was a blessing hidden underneath the dark cloud. For he was able to continue sharing his passion for agriculture with students who he had common interests with. He immediately knew that this job was what he wanted to do, but most importantly it was where he belonged. As the years go by, Mr. Lyn’s story continues to inspire several of his students in the same manner in which I have been inspired. He taught us that sometimes, we do not need to travel the world to make a difference. Sometimes, the difference can be made in our own community.

Mr. Lyn set a goal for himself and achieved it. He educated us with the proper way to give back. Everyday we learn in class about what we can do for others around us and what that feels and looks like when we do things for others. For example, our annual canned food drive, we give food to local families in need during the holidays. Or our community garden, where we gather fruits and vegetables to donate to our school cafeteria for lunch. With his knowledge and kind heart, he has helped provide several amazing things to his community table that go beyond the examples previously described.

In conclusion, to reiterate the Rural Kansas question, what can be done in our communities for people to want to come or return? What challenges must be overcome to encourage others to be rural? The first step is that we need to have faith in ourselves and determine and set goals. The steps taken to get to the end goal aren’t as important as meeting the needs of our community. The second step is that we must learn to collaborate as a community so that we can easily recognize and address the highest needs of our rural areas. In every place we choose to settle down in, there will always be something that we can help with. No matter the profession, no matter the person, the amount of work is endless. One possible solution to the challenges that need to be overcome is by making our communities more friendly and welcoming. By making the community approachable, comfortable, and at-ease, it shows people that anything they contribute is useful and resourceful. The people of the community need to feel as though the location where they choose to make a difference, suits them. They need to feel that they belong.


The next contest deadline will be December 1, 2020. Check back in the fall for details on the 2020-2021 Rural Voices Youth Contest.



Home Ownership Pilot Program Results Indicate Positive Impact for Marysville

Financial incentives offered through the Marysville Home Ownership Pilot Program assisted in the purchase of 17 homes in the community since February 2018.

The program provided home buyers with down payment and closing cost assistance. The total of the 17 homes was just over $2 million, with $186,400 coming from the pilot program.

Primary objectives of the program were to help make home ownership more affordable, be a catalyst for first time home buyers, benefit employers in recruiting and retaining employees, reduce employee time spent commuting to work, and market the program to alumni considering a move to live closer to friends and family.

Grant funds for the program were provided through contributions from the Marysville Community Foundation, Guise-Weber Foundation, R.L. and Elsa Helvering Trust, Citizens State Bank, First Commerce Bank, and United Bank & Trust, all of Marysville. Loan funds were provided by the North Central Kansas Community Network, Co. (NCKCN)-Four Rivers Business Loan Pool. NCRPC administered the program. NCKCN is an affiliate of the NCRPC.

According to NCRPC Home Ownership Program Manager Debra Peters, survey results of home buyers who accessed the program indicate positive local impacts. “The employment impact was good,” Peters said. “Of the home buyers, 50% reported taking a new job in the last 12 months and 39% reported the program was a factor in their decision to take the job. We are pleased with the results.”

Other program outcomes include 86% of home buyers reported the program was a factor in their decision to purchase a home at this time, 57% bought their first home, 17% graduated from Marysville Senior High School, and 57% moved from outside of the NCRPC 12-county service area — including Clay, Cloud, Dickinson, Ellsworth, Jewell, Lincoln, Marshall, Mitchell, Ottawa, Republic, Saline and Washington Counties. In addition, the program had an impact on education in the community. Five children were new to the local schools and program applicants indicated 8 more will be entering school within the next 5 years.

Similar pilot programs have been completed in Cloud, Ellsworth, Lincoln and Mitchell Counties. Future plans include the expansion of pilot home ownership programs to each of the remaining counties in the NCRPC 12-county service area, pending the availability of funding. Results of these pilot programs will be used to develop a permanent regional home ownership program.

This article appeared in the January 2020 NCRPC Newsletter.



Help Your Community, Region Count in 2020 Census

The U.S. Census Bureau for some time now is planning a vigorous marketing and outreach effort called the 2020 Census. The Census Bureau is spending $500 million on communication campaigning to broaden the awareness and participation in the important effort.

map image

Image courtesy of U.S. Census BureauI

In late January and throughout February, paid advertising in support of the 2020 Census will begin running in print and digital formats, on television and radio, on billboards, and at transit stations. The integrated campaign will feature advertising in 13 languages and continue from January through June. The goal of the 2020 U.S. Census is to count everyone who lives in this country. It is conducted every 10 years and is required by the U.S. Constitution.

Census responses determine congressional representation in the states and inform how billions of dollars in Federal funds are distributed to states and local communities every year for critical public services and infrastructure, including health clinics, schools, roads and emergency services. Some North Central Kansas communities have missed out on resources due to Census under counts.

The households in this part of the United States will start receiving invitations by mail to respond to the 2020 Census in mid-March. Some will receive electronic mail invitations to complete simple, fast, and securely online. All can complete the one-page form online.

For more information, visit 2020census.gov. Please do your part and help others do theirs so EVERYONE living in Kansas on April 1 is counted!

This article appeared in the January 2020 NCRPC Newsletter.


Census Resources to Help You Spread the Word:

Kansas Counts (#KansasCounts, @KSCounts)
https://kansascounts.org/

Website hosted by the League of Kansas Municipalities to support 2020 Census efforts. Features one-page infographics for cities in Kansas, social media messages with images, and promotional videos.

Kansas State Data Center (@KansasSDC)
https://ipsr.ku.edu/sdc/

Factsheets and Infographics with Kansas-specific data.

Also see http://ipsr.ku.edu/ksdata/census/2020/tools/ for a gallery of tools and resources for local efforts.

 



Project Spotlight: Historic Salina Depot Restored

restored depot

NCRPC administered a CDBG Commercial Rehabilitation project that helped restore a former depot located at 356 N. Santa Fe in Salina.

A historic Missouri Pacific Depot in downtown Salina has been restored. The unique limestone building, which had been vacant for several years, now functions as professional office space.

The former depot was originally constructed in 1887 and had not had a significant upgrade in over 50 years. Salina Office Station, LLC purchased the building in 2017 with the intent of updating it for office space.

The restoration was the result of many partners working together. The City of Salina received a $250,000 Community Development Block Grant (CDBG) from the Kansas Department of Commerce for the Downtown Commercial Rehabilitation Project. The building’s owners, Salina Office Station, LLC, provided more than $110,000 in matching funds to make needed repairs to the building. NCRPC staff provided project planning assistance and administration.

“This project was able to bring an empty historic building in the downtown area back to life,” NCRPC Community Development Specialist Nichole McDaniel said. “It is an example of a successful project with multiple partners.”

The purpose of the CDBG Commercial Rehabilitation Program is to help cities improve the quality of their downtown commercial districts by assisting private property owners in the rehabilitation of blighted buildings.

“As owners of the former Salina MOPAC freight depot, we were fortunate to qualify for participation in the CDBG Commercial Rehabilitation program as administered by the NCRPC,” Ken Bieberly, one of three owners of Salina Office Station, LLC, said. “The grant provided funds for the remodeling that made the project economically feasible and historically correct.”

The project included upgrading and preserving the historic exterior and meeting ADA interior compliance requirements. The newly renovated former depot, now named Salina Office Station, includes four professional office rental spaces.

Other key partners involved with the project include general contractor Ry-Co Inc. and project architect Warren Ediger.

There is an open window for communities to submit applications for the CDBG Downtown Commercial Rehabilitation program each year. For more information, visit www.kansascommerce.gov/cdbg or contact the NCRPC office to visit with a staff member about your project needs.

There are many great things happening in North Central Kansas. The Project Spotlight series features projects around the region to share ways communities have solved challenges. To view more Project Spotlights, visit https://www.ncrpc.org/tag/project-spotlight/.

This article appeared in the January 2020 NCRPC Newsletter.



Program Helps Participants Save, Gain Tools for Managing Finances

Improving finances is a goal for many individuals and families. The Individual Development Account (IDA) Program is one tool that could help qualified Kansans.

Designed to help Kansans of low to moderate income levels, the program helps participants save while teaching habits of financial responsibility.

Qualified households must meet income and asset guidelines, have earned income, and complete an online money management course. To qualify, gross household income must fall below 200% of the current Federal poverty guidelines.

calculatorOnce eligible, participants can open a special savings account that is eligible for a 2:1 match for every dollar saved, up to $3,000. For example, $3,000 in savings will be matched with $6,000 for a total of $9,000. Accrued savings can be used to purchase a first home, pay for home repairs, open a small business, or pay for college or specialized training.

The Kansas Department of Commerce oversees the IDA program. Interfaith Housing and Community Services, Inc., located in Hutchinson, administers the program.

“We provide quality education, personalized support, and asset building opportunities that empower individuals and families in Kansas to develop and maintain solid financial foundations,” Lacy Stauffacher, Director of Financial Capabilities at Interfaith Housing and Community Services, Inc., said. “This program hinges on implementing healthy financial habits that will have a lasting positive impact on families and their communities.”

To learn more or to apply, visit www.interfaithks.org/cash/ida.

This article appeared in the January 2020 NCRPC Newsletter.



Youth Entrepreneurship Contests Provide Participants with Real-World Experience

This article appeared in the November 2019 NCRPC Newsletter.

Empowering students to develop an idea and solve a problem through entrepreneurship might help spark the entrepreneurial pipeline in communities. That possibility is reason enough for several to host local contests for students.

Clay County will host its fifth youth entrepreneurship contest in December. According to Clay County Economic Development Group Executive Director Lori Huber, the process is valuable.

“The contest gives students an opportunity to think about work differently,” Huber said. “Even if they do not go on to have their own business, this can make them a better employee because they have an understanding of how a business works.”

Image of 2019 Republic County Youth Entrepreneurship Challenge Winners

2019 Republic County Youth Entrepreneurship Challenge Winners. Photo courtesy of Republic County Economic Development.

Republic County will host its fourth local youth entrepreneurship competition in March. According to Republic County Economic Development Executive Director Luke Mahin, hosting the event each year has many benefits.

“For most of the students, this is the first time in their lives they are given permission to dream of a future where they are working and living in Republic County. This is their opportunity to solve a problem through entrepreneurship with a product or service, sometimes both,” Mahin said. “At a minimum, it helps them become better citizens learning the value of our local economy, budgeting, communication, and leadership.”

Lincoln County will also host a local competition in March — the third that Lincoln County Economic Development Foundation Executive Director Kelly Larson has organized.

“The more students who are exposed to entrepreneurship now improves our chances they will become business owners in the future,” Larson said.

These local events encourage students to prepare an executive summary/business plan, a 4-minute presentation, and a trade show booth.

Because Clay, Lincoln and Republic counties are all designated NetWork Kansas E-Communities, their local events are part of the NetWork Kansas Youth Entrepreneurship Challenge (YEC) Series. During the 2018-2019 academic year, 865 students competed in 40 local competitions.

The top team or alternate from each YEC Series local competition qualifies to compete at the Kansas Entrepreneurship Challenge at Kansas State University. Students can also apply to earn a wildcard spot. In April 2019, four student entrepreneurs/teams from North Central Kansas received awards at the state competition.

Planning a successful local-level youth competition takes time.

“My advice is to start small and know that it can take time to grow,” Huber said. “Building connections with schools and partnerships with teachers is important.”

Event organizers agree that the ideas and businesses showcased at the local competitions are impressive.

“I’ve been shocked to see in our third year how many existing businesses are competing,” Mahin said. “Two of our three state KEC qualifiers were already making real sales in the county. Bomb Creations was selling products at the Depot Market and Otter Creek Farms purchased a downtown building in Republic and is looking to remove a blighted home near her garden for expansion. These businesses are already making a real-world impact with their prize money.”

Communities that are not part of the E-Community partnership can participate in the YEC Series, but are required to pay a $1,500 sanction application fee. The sanction application deadline for the 2019-2020 season has passed, but planning for the future could begin anytime. To help offset the cost, communities in the region may apply for up to $750 in grant assistance from the NCK Rural Business Development Initiative that NCRPC manages. To learn more about the YEC series, visit https://www.networkkansas.com/ecommunities/youth/youth-entrepreneurship-challenge.

2019 Kansas Entrepreneurship Challenge Winners from the Region

Existing Business Division:
Honorable mention — Julia Rieger, Clay Center Community Middle School, Clay Center, for jBev Studio & Design

Agriculture Division:
Honorable mention — Cassandra Aleshire and Elizabeth Huskey, Lincoln High School, Lincoln, for Aleshire Farms

Honorable mention — Jena Kunc and Dylan White, Republic County High School, Belleville, for Otter Creek Farms

Open Division:
Grand prize  — Cassie Stickler, Pike Valley High School, Scandia, for The Bomb Lip Balm



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